TermsOfUse

Aspirant Website Terms of Use

Acceptance of the Terms of Use

These terms of use are entered into by and between You and Aspirant (”Company,” “we,” or “us”). The following
terms and conditions, (“Terms of Use”), govern your access to and use of Aspirant.us, including any content,
functionality, and services offered on or through Aspirant.us and all associated sites linked to Aspirant.us by its
subsidiaries, affiliates, or licensed to us by a third party (the “Website”), whether as a guest or a registered user.

Please read the Terms of Use carefully before you start to use the Website. By using the Website, you accept and
agree to be bound and abide by these Terms of Use and our Privacy Policy, incorporated herein by
reference. If you do not want to agree to these Terms of Use or the Privacy Policy, do not access or use the Website.

This Website is offered and available to users who are 18 years of age or older and reside in the United States or any
of its territories or possessions. By using this Website, you represent and warrant that you are of legal age to form a
binding contract with the Company and meet all of the foregoing eligibility requirements. If you do not meet all of
these requirements, you must not access or use the Website.

Changes to these Terms of Use

We may revise and update these Terms of Use from time to time in our sole discretion. All changes are effective
immediately when we post them and apply to all access to and use of the Website thereafter. Your continued use of
the Website following the posting of revised Terms of Use means that you accept and agree to the changes. You are
expected to check this page from time to time when you access this Website, so you are aware of any changes, as
they are binding on you.

Accessing the Website and Account Security
We reserve the right to withdraw or amend this Website, and any service or material we provide on the Website, in
our sole discretion without notice. We will not be liable if for any reason all or any part of the Website is unavailable at
any time or for any period. From time to time, we may restrict access to some parts of the Website, or the entire
Website, to users, including registered users.

You are responsible for both:

• Making all arrangements necessary for you to have access to the Website.
• Ensuring that all persons who access the Website through your internet connection are aware of these Terms
of Use and comply with them.

To access the Website or some of the resources it offers, you may be asked to provide certain registration details or
other information. It is a condition of your use of the Website that all the information you provide on the Website is
correct, current, and complete. You agree that all information you provide to register with this Website or otherwise,
including, but not limited to, through the use of any interactive features on the Website, is governed by our

Privacy Policy and you consent to all actions we take with respect to your information consistent with our Privacy Policy.

Passwords and Account

If you are a member your username and password (“Login”) will allow you access to certain information about you
and your plan. You must treat such information as confidential, and you must not disclose it to any other person or
entity. You also acknowledge that your account is personal to you and agree not to provide any other person with
access to this Website or portions of it using your username, password, or other security information. You agree to
notify us immediately of any unauthorized access to or use of your username or password or any other breach of
security. You also agree to ensure that you exit from your account at the end of each session. You should use
particular caution when accessing your account from a public or shared computer so that others are not able to view

or record your password or other personal information. We have the right to disable any username, password, or
other identifier, whether chosen by you or provided by us, at any time in our sole discretion for any or no reason,
including if, in our opinion, you have violated any provision of these Terms of Use.

Informational Use

We make this website and its applications available for the purpose of providing information to our groups and
members about products, services, health-related resources, and their health plan. Nothing on this website or its
applications is intended to be medical advice, diagnosis, or treatment. You should not delay seeking medical advice
or treatment because of something you read on this website.

Reliance on Information Posted

The information presented on or through the Website is made available solely for general information purposes. We
do not warrant the accuracy, completeness, or usefulness of this information. Any reliance you place on such
information is strictly at your own risk. We disclaim all liability and responsibility arising from any reliance placed on
such materials by you or any other visitor to the Website, or by anyone who may be informed of any of its contents.
This Website includes content provided by third parties, including materials provided by other users, bloggers, and
third-party licensors, aggregators, and/or reporting services. All statements and or opinions expressed in these
materials, and all articles and responses to questions and other content, other than the content provided by the
Company, are solely the opinions and the responsibility of the person or entity providing those materials. These
materials do not necessarily reflect the opinion of the Company. We are not responsible, or liable to you or any third
party, for the content or accuracy of any materials provided by any third parties.

Intellectual Property Rights

The Website and its entire contents, features, and functionality (including but not limited to all information, software,
text, displays, images, video, and audio, and the design, selection, and arrangement thereof) are owned by the
Company, its licensors, or other providers of such material and are protected by United States and international
copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws.
These Terms of Use permit you to use the Website for your personal, non-commercial use only. You must not
reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store,
or transmit any of the material on our Website, except as follows:

• Your computer may temporarily store copies of such materials in RAM incidental to your accessing and viewing
those materials.
• You may store files that are automatically cached by your Web browser for display enhancement purposes.
• You may print or download one copy of a reasonable number of pages of the Website for your own personal,
non-commercial use and not for further reproduction, publication, or distribution.
• If we provide desktop, mobile, or other applications for download, you may download a single copy to your
computer or mobile device solely for your own personal, non-commercial use, provided you agree to be bound
by our end user license agreement for such applications.

You must not:

• Modify copies of any materials from this site.
• Use any illustrations, photographs, video or audio sequences, or any graphics separately from the
accompanying text.
• Delete or alter any copyright, trademark, or other proprietary rights notices from copies of materials from this
site.

You must not access or use for any commercial purposes any part of the Website or any services or materials
available through the Website.

Trademarks

The Company name, the Company logo, and all related names, logos, product and service names, designs, and
slogans are trademarks of the Company or its affiliates or licensors. You must not use such marks without the prior
written permission of the Company. All other names, logos, product and service names, designs, and slogans on this
Website are the trademarks of their respective owners.

Prohibited Uses

You may use the Website only for lawful purposes and in accordance with these Terms of Use. You agree not to use
the Website:

• In any way that violates any applicable federal, state, local, or international law or regulation (including, without
limitation, any laws regarding the export of data or software to and from the US or other countries).
• For the purpose of exploiting, harming, or attempting to exploit or harm minors in any way by exposing them to
inappropriate content, asking for personally identifiable information, or otherwise.
• To transmit, or procure the sending of, any advertising or promotional material, including any “junk mail,” “chain
letter,” “spam,” or any other similar solicitation.
• To impersonate or attempt to impersonate the Company, a Company employee, another user, or any other
person or entity (including, without limitation, by using email addresses associated with any of the foregoing).
• To engage in any other conduct that restricts or inhibits anyone’s use or enjoyment of the Website, or which, as
determined by us, may harm the Company or users of the Website, or expose them to liability.

Additionally, you agree not to:

• Use the Website in any manner that could disable, overburden, damage, or impair the site or interfere with any
other party’s use of the Website, including their ability to engage in real time activities through the Website.
• Use any robot, spider, or other automatic device, process, or means to access the Website for any purpose,
including monitoring or copying any of the material on the Website.
• Use any manual process to monitor or copy any of the material on the Website, or for any other purpose not
expressly authorized in these Terms of Use, without our prior written consent.
• Use any device, software, or routine that interferes with the proper working of the Website.
• Introduce any viruses, Trojan horses, worms, logic bombs, or other material that is malicious or technologically
harmful.
• Attempt to gain unauthorized access to, interfere with, damage, or disrupt any parts of the Website, the server
on which the Website is stored, or any server, computer, or database connected to the Website.
• Attack the Website via a denial-of-service attack or a distributed denial-of-service attack.
• Otherwise attempt to interfere with the proper working of the Website.

Information About You and Your Visits to the Website

All information we collect on this Website is subject to our Privacy Policy. By using the Website, you consent to all actions taken by us
with respect to your information in compliance with the Privacy Policy.

Links to Other Websites and Applications

Our website may contain links to other sites and resources provided by third parties. These links are provided for your
convenience only, we provide these because we think they may be of interest or use to you. We are not endorsing
these third-party sites. We have no control over the contents or resources on these sites nor can we guarantee the
quality or accuracy of information presented on the third-party websites. We accept no responsibility for them and for

any loss or damage that may arise from your use of these if you decide to access any of these third-party websites. If
you decide to access these third-party websites linked to our website, you do so entirely at your own risk and subject
to the terms and conditions of use for such websites.

Geographic Restrictions

The owner of the Website is based in the State of Kentucky in the United States. We provide this Website for use
only by persons located in the United States. We make no claims that the Website or any of its content is accessible
or appropriate outside of the United States. Access to the Website may not be legal by certain persons or in certain
countries. If you access the Website from outside the United States, you do so on your own initiative and are
responsible for compliance with local laws.

Disclaimer of Warranties

You understand that we cannot and do not guarantee or warrant that files available for downloading from the internet
or the Website will be free of viruses or other destructive code. You are responsible for implementing sufficient
procedures and checkpoints to satisfy your particular requirements for anti-virus protection and accuracy of data input
and output, and for maintaining a means external to our site for any reconstruction of any lost data. TO THE
FULLEST EXTENT PROVIDED BY LAW, WE WILL NOT BE LIABLE FOR ANY LOSS OR DAMAGE CAUSED BY A
DISTRIBUTED DENIAL-OF-SERVICE ATTACK, VIRUSES, OR OTHER TECHNOLOGICALLY HARMFUL
MATERIAL THAT MAY INFECT YOUR COMPUTER EQUIPMENT, COMPUTER PROGRAMS, DATA, OR OTHER
PROPRIETARY MATERIAL DUE TO YOUR USE OF THE WEBSITE OR ANY SERVICES OR ITEMS OBTAINED
THROUGH THE WEBSITE OR TO YOUR DOWNLOADING OF ANY MATERIAL POSTED ON IT, OR ON ANY
WEBSITE LINKED TO IT.
YOUR USE OF THE WEBSITE, ITS CONTENT, AND ANY SERVICES OR ITEMS OBTAINED THROUGH THE
WEBSITE IS AT YOUR OWN RISK. THE WEBSITE, ITS CONTENT, AND ANY SERVICES OR ITEMS OBTAINED
THROUGH THE WEBSITE ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS, WITHOUT ANY
WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. NEITHER THE COMPANY NOR ANY PERSON
ASSOCIATED WITH THE COMPANY MAKES ANY WARRANTY OR REPRESENTATION WITH RESPECT TO
THE COMPLETENESS, SECURITY, RELIABILITY, QUALITY, ACCURACY, OR AVAILABILITY OF THE WEBSITE.
WITHOUT LIMITING THE FOREGOING, NEITHER THE COMPANY NOR ANYONE ASSOCIATED WITH THE
COMPANY REPRESENTS OR WARRANTS THAT THE WEBSITE, ITS CONTENT, OR ANY SERVICES OR ITEMS
OBTAINED THROUGH THE WEBSITE WILL BE ACCURATE, RELIABLE, ERROR-FREE, OR UNINTERRUPTED,
THAT DEFECTS WILL BE CORRECTED, THAT OUR SITE OR THE SERVER THAT MAKES IT AVAILABLE ARE
FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS, OR THAT THE WEBSITE OR ANY SERVICES OR
ITEMS OBTAINED THROUGH THE WEBSITE WILL OTHERWISE MEET YOUR NEEDS OR EXPECTATIONS.
TO THE FULLEST EXTENT PROVIDED BY LAW, THE COMPANY HEREBY DISCLAIMS ALL WARRANTIES OF
ANY KIND, WHETHER EXPRESS OR IMPLIED, STATUTORY, OR OTHERWISE, INCLUDING BUT NOT LIMITED
TO ANY WARRANTIES OF MERCHANTABILITY, NON-INFRINGEMENT, AND FITNESS FOR PARTICULAR
PURPOSE.THE FOREGOING DOES NOT AFFECT ANY WARRANTIES THAT CANNOT BE EXCLUDED OR
LIMITED UNDER APPLICABLE LAW.

Limitation on Liability

TO THE FULLEST EXTENT PROVIDED BY LAW, IN NO EVENT WILL THE COMPANY, ITS AFFILIATES, OR
THEIR LICENSORS, SERVICE PROVIDERS, EMPLOYEES, AGENTS, OFFICERS, OR DIRECTORS BE LIABLE
FOR DAMAGES OF ANY KIND, UNDER ANY LEGAL THEORY, ARISING OUT OF OR IN CONNECTION WITH
YOUR USE, OR INABILITY TO USE, THE WEBSITE, ANY WEBSITES LINKED TO IT, ANY CONTENT ON THE
WEBSITE OR SUCH OTHER WEBSITES, INCLUDING ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL,
CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO, PERSONAL INJURY, PAIN
AND SUFFERING, EMOTIONAL DISTRESS, LOSS OF REVENUE, LOSS OF PROFITS, LOSS OF BUSINESS OR
ANTICIPATED SAVINGS, LOSS OF USE, LOSS OF GOODWILL, LOSS OF DATA, AND WHETHER CAUSED BY
TORT (INCLUDING NEGLIGENCE), BREACH OF CONTRACT, OR OTHERWISE, EVEN IF FORESEEABLE.

Indemnification

You agree to defend, indemnify, and hold harmless the Company, its affiliates, licensors, and service providers, and
its and their respective officers, directors, employees, contractors, agents, licensors, suppliers, successors, and
assigns from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees
(including reasonable attorneys’ fees) arising out of or relating to your violation of these Terms of Use or your use of

the Website, including, but not limited to, your User Contributions, any use of the Website’s content, services, and
products other than as expressly authorized in these Terms of Use, or your use of any information obtained from the
Website.

Governing Law and Jurisdiction

All matters relating to the Website and these Terms of Use, and any dispute or claim arising therefrom or related
thereto (in each case, including non-contractual disputes or claims), shall be governed by and construed in
accordance with the internal laws of the State of Kentucky without giving effect to any choice or conflict of law
provision.
Any legal suit, action, or proceeding arising out of, or related to, these Terms of Use or the Website shall be instituted
exclusively in the federal courts of the United States or the courts of the State of Kentucky, in each case located in
Fayette County. Although we retain the right to bring any suit, action, or proceeding against you for breach of these
Terms of Use in your country of residence or any other relevant country. You waive any and all objections to the
exercise of jurisdiction over you by such courts and to venue in such courts.

Arbitration

At Company’s sole discretion, it may require You to submit any disputes arising from these Terms of Use or use of
the Website, including disputes arising from or concerning their interpretation, violation, invalidity, non-performance,
or termination, to final and binding arbitration under the Rules of Arbitration of the American Arbitration Association
applying Kentucky law.

Limitation on Time to File Claims

ANY CAUSE OF ACTION OR CLAIM YOU MAY HAVE ARISING OUT OF OR RELATING TO THESE TERMS OF
USE OR THE WEBSITE MUST BE COMMENCED WITHIN ONE (1) YEAR AFTER THE CAUSE OF ACTION
ACCRUES; OTHERWISE, SUCH CAUSE OF ACTION OR CLAIM IS PERMANENTLY BARRED.

Geographic Restrictions

Waiver and Severability

No waiver by the Company of any term or condition set out in these Terms of Use shall be deemed a further or
continuing waiver of such term or condition or a waiver of any other term or condition, and any failure of the Company
to assert a right or provision under these Terms of Use shall not constitute a waiver of such right or provision.
If any provision of these Terms of Use is held by a court or other tribunal of competent jurisdiction to be invalid,
illegal, or unenforceable for any reason, such provision shall be eliminated or limited to the minimum extent such that
the remaining provisions of the Terms of Use will continue in full force and effect

Entire Agreement

The Terms of Use, and our Privacy Policy, and our Privacy Policy constitute the sole and entire agreement between
you and Aspirant regarding the Website and supersede all prior and contemporaneous understandings, agreements,
representations, and warranties, both written and oral, regarding the Website.

Questions

If you have questions or comments, or if you believe that your confidentiality has been breached, or you wish to notify
us of a suspected violation or issue, please contact Member Services immediately at 1-855-981-2583.